Next Step™ Workshops
The Next Step™ Workshops at Mid Central Community Action provide employment coaching, job readiness training, and financial education opportunities to help anyone in the community to build sustainable career success, smart money habits, establish great credit, and savings to gain financial independence, and homeownership.
Registration is open for 2026!
All workshops are available by registration only
July
Next Step™ - Money Matters
July 6, 2026 | 5:00 P.M. - 7:00 P.M.
This interactive workshop teaches participants the importance of budgeting, how to create a personalized budget based on income, debt, expenses, and the fundamentals of credit. Learn why credit matters, how to build or rebuild it, and what factors impact your credit score. Gain the knowledge and tools needed to make informed financial decisions and achieve financial stability.
Pathway to Home Block Party - Sponsored by Newrez
July 18, 2026 | 11:00 A.M. - 2:00 P.M. | No Need To Register Just Drop By
Join us for a day of summer fun, community connections, and homebuying inspiration! Enjoy family-friendly activities while learning about resources and steps to make homeownership a reality. More Info
Budget and Credit Building
July 20, 2026 | 5:30 P.M. - 7:00 P.M.
Take control of your financial future with this practical workshop focused on budgeting and credit building. Participants will learn how to create a realistic spending plan, track income and expenses, set financial goals, and develop healthy money management habits. The workshop will also cover the basics of credit, including how credit scores are calculated, why credit matters, and strategies for building or improving credit over time. Whether you're working to reduce debt, prepare for a major purchase, or strengthen your overall financial stability, this session will provide the tools and knowledge needed to make informed financial decisions with confidence.
August - Homebuyers Club
Workshops include: Money Matters, Working with a Lender, Working with a Realtor, and Closing - What to Expect. Participants MUST register and attend all four of the Next Step™ Homebuyer's Club workshops. Upon completion, each participant will receive a $50 gift card and a certificate of completion.
Next Step™ - Money Matters
August 3, 2026 | 5:00 P.M. - 7:00 P.M.
This interactive workshop teaches participants the importance of budgeting, how to create a personalized budget based on income, debt, expenses, and the fundamentals of credit. Learn why credit matters, how to build or rebuild it, and what factors impact your credit score. Gain the knowledge and tools needed to make informed financial decisions and achieve financial stability.
Working with A Lender
August 10, 2026 | 5:30 P.M. - 7:00 P.M.
This workshop teaches the mortgage loan application process, key lender terminology, and the necessary documents to submit to a loan officer. Gain a clear understanding of how income, credit, and debt-to-income ratios impact mortgage qualification. Empower yourself with the knowledge to navigate the homebuying process with confidence!
Working with A Realtor
August 17, 2026 | 5:30 P.M. - 7:00 P.M.
This workshop teaches participants about a realtor’s responsibilities, effective negotiation strategies, and the key differences between a purchase agreement and a sales contract. Gain insights on how to communicate your property needs to a realtor, ensuring a smooth and informed home search experience.
Community Involvement and Closing - What To Expect
August 24, 2026 | 5:30 P.M. - 7:00 P.M.
This workshop teaches participants how to understand the Closing Disclosure, break down closing costs, and review key documents like the Mortgage Note, Affidavits, and Deed. We provide examples and guidance to help you navigate the final steps of homeownership with confidence.
Welcome Home Block Party - Sponsored by Newrez
August 29, 2026 | 11:00 A.M. - 2:00 P.M. | No Need To Register Just Drop By
Join us for a fun, family-friendly celebration honoring recent homeowners. Enjoy food, activities, and valuable resources while connecting with neighbors and community partners to help make homeownership a long-term success. More Info
September
Next Step™ - Money Matters
September 10, 2026 | 5:00 P.M. - 7:00 P.M.
This interactive workshop teaches participants the importance of budgeting, how to create a personalized budget based on income, debt, expenses, and the fundamentals of credit. Learn why credit matters, how to build or rebuild it, and what factors impact your credit score. Gain the knowledge and tools needed to make informed financial decisions and achieve financial stability.
Pre-Purchase Workshop
September 21, 2026 | 5:30 P.M. - 7:00 P.M.
Buying a home is one of the biggest financial decisions you'll ever make. This workshop is designed to help prospective homebuyers navigate the homebuying process with confidence. Participants will learn about preparing financially for homeownership, improving credit, developing a savings plan, understanding mortgage options, and budgeting for the ongoing costs of owning a home. The workshop also covers the home search process, working with real estate professionals, making an offer, inspections, closing, and resources that may be available to first-time homebuyers. Whether you're planning to buy soon or simply exploring your options, this workshop will provide the knowledge and tools needed to make informed decisions and achieve your homeownership goals.
October
Next Step™ - Money Matters
October 5, 2026 | 5:00 P.M. - 7:00 P.M.
This interactive workshop teaches participants the importance of budgeting, how to create a personalized budget based on income, debt, expenses, and the fundamentals of credit. Learn why credit matters, how to build or rebuild it, and what factors impact your credit score. Gain the knowledge and tools needed to make informed financial decisions and achieve financial stability.
Securing Your Mortgage Payment
October 19, 2026 | 5:30 P.M. - 7:00 P.M.
Homeownership can be a rewarding investment, but maintaining stable and affordable mortgage payments is key to long-term success. This workshop helps homeowners and prospective buyers understand the factors that affect mortgage affordability and provides strategies for protecting their ability to make payments over time. Participants will learn about budgeting for homeownership, building an emergency savings fund, understanding escrow accounts, managing changes in income or expenses, and exploring options available if financial hardships arise. The workshop also covers resources and programs that may help homeowners avoid delinquency and foreclosure. Whether you're preparing to purchase a home or looking to strengthen your financial security as a homeowner, this session will equip you with practical tools for sustaining homeownership and protecting your investment.
November - Homebuyers Club
Workshops include: Money Matters, Working with a Lender, Working with a Realtor, and Closing - What to Expect. Participants MUST register and attend all four of the Next Step™ Homebuyer's Club workshops. Upon completion, each participant will receive a $50 gift card and a certificate of completion.
Next Step™ - Money Matters
November 2, 2026 | 5:00 P.M. - 7:00 P.M.
This interactive workshop teaches participants the importance of budgeting, how to create a personalized budget based on income, debt, expenses, and the fundamentals of credit. Learn why credit matters, how to build or rebuild it, and what factors impact your credit score. Gain the knowledge and tools needed to make informed financial decisions and achieve financial stability.
Working with A Lender
November 9, 2026 | 5:30 P.M. - 7:00 P.M.
This workshop teaches the mortgage loan application process, key lender terminology, and the necessary documents to submit to a loan officer. Gain a clear understanding of how income, credit, and debt-to-income ratios impact mortgage qualification. Empower yourself with the knowledge to navigate the homebuying process with confidence!
Working with A Realtor
November 16, 2026 | 5:30 P.M. - 7:00 P.M.
This workshop teaches participants about a realtor’s responsibilities, effective negotiation strategies, and the key differences between a purchase agreement and a sales contract. Gain insights on how to communicate your property needs to a realtor, ensuring a smooth and informed home search experience.
Community Involvement and Closing - What To Expect
November 23, 2026 | 5:30 P.M. - 7:00 P.M.
This workshop teaches participants how to understand the Closing Disclosure, break down closing costs, and review key documents like the Mortgage Note, Affidavits, and Deed. We provide examples and guidance to help you navigate the final steps of homeownership with confidence.
December
No Workshops Scheduled